If your home-buying team is competent enough, you will not be seeing those documents for the first time at the closing. Do not sign anything if it is unclear to you, different from what you agreed to, or just seems wrong. Make sure that you understand what you are signing and how your payments will be distributed over time. Charges change differently over time depending on the mortgage type, and may also depend on your insurance or taxes.
AFTER YOU SIGN THE P GN THE PAPERS
Take the keys and start moving into your new house! You are now a legitimate homeowner responsible for a mortgage loan. Nothing can be compared to buying your first home. As stressful and expensive and complicated as it all is, when you finally get 100
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