Mark G. Phillips - BUYING YOUR FIRST HOME

Your credit score plays a big role in your mortgage rate. That’s why, if you’re planning to buy a home, it’s important to maintain good credit habits and work to improve your score.

DISREGARDING LOCAL HOUSING MARKE G MARKET TRENDS T TRENDS

Like other financial markets, the housing market fluctuates over time. Sometimes it favors buyers, and sometimes it favors sellers. This can change dramatically over a three- to six-month period. A number of factors affect housing marketing trends, including the ratio between supply and demand, interest rates, and the overall condition of the economy.

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