Dr. Vivian Smith-Del Toro, DBA - HOW I CLOSE LOANS ON TIME

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Working with us at AMERICAN FINANCIAL LOANS can dramatically enhance your home-buying experience. Our expertise and personalized approach ensure that you receive the best possible advice and loan options tailored to your unique needs. This collaboration can help you navigate the complexities of real estate transactions smoothly, ultimately leading to a successful and satisfying investment in your new home, business or investment property. The best approach? Pre-approval by a proven, experienced, qualified, and reputable Mortgage Broker and Lender — like us — with whom you work closely and carefully to determine the appropriate budget for a mortgage loan. We are known for providing Loan Pre-Approvals for qualified buyers within 15 minutes, Loan Approval for qualified buyers within 4 hours, and closing loans within 17 days. Here's a comprehensive list of loan types and their associated programs:

*Loan Types and Programs:

Conventional Loans: 15-Year Fixed 30-Year Fixed 10-Year Fixed

Conventional HB 30-Year Elite Conventional 30-Year Elite Conventional 5/6 ARM 0% Down Purchase (Home Possible and Home One)

FHA Loans: 10-Year Fixed, 15-Year Fixed 30-Year Fixed FHA 30-Year Fixed

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