call a win-win.
Final Thoughts: Don’t Leave Free Money on the Table Buying a home might feel overwhelming, but don’t forget to slow down and look at the freebies, tax breaks, and hidden perks built into the process. A little paperwork now could save you thousands later—and maybe even make that first mortgage payment a little less scary. So be curious. Ask about grants. Question your lender like you’re auditioning them for a reality show. Look into credits, deductions, and programs with weird acronyms.
Because when it comes to your first home… every little bit helps.
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