James Wills - WHERE DO I TURN? A COMPASSIONATE GUIDE TO AVOIDING FORECLOSURE

But if you live in an area where homes languish on the market for months and often expire, you will likely have to proceed with a short sale.

POINTS TO REMEMBER:

• Don't delay - TIME IS OF THE ESSENCE • When facing foreclosure, you can sell your home without neighbors and potential buyers being aware of your circumstances. • You’ll want to set your home’s listing price so that it sells quickly, while balancing that need with your desire to make as much as possible from the sale. • Know the difference between your home’s market value, appraisal value, and assessed value. These can differ significantly and affect the listing price you set. • Your ability to present your home at its best — and without bringing your emotions into the sale — is an important factor in how well it sells and for how much.