Preface My name is Katrina Pratt, and when I first entered the real estate industry over 30 years ago, I did so with one goal in mind: to help people like you achieve the dream of homeownership—with confidence, clarity, and as little stress as possible. Over the years, I’ve guided hundreds of clients through every kind of market and every step of the home-buying process. What I’ve learned through those experiences has become the foundation of this book. Buying a home is one of the most exciting—and financially significant—decisions you’ll ever make. But let’s be honest: it can also feel overwhelming. From mortgage approvals and credit questions to navigating listings and making strong offers, it’s a lot to manage. That’s exactly why I created this guide. Inside, you’ll find real-world advice, expert strategies, and honest insight to help you: • Understand how to prepare financially and get loan-ready • Navigate today’s housing market with confidence • Make strong, competitive offers—even in a multiple-offer situation • Avoid common mistakes that can delay or derail your purchase Think of this book as my personal gift to you—a trusted resource to help you make smart, informed decisions and reach your real estate goals. Whether you're a first-time buyer or returning to the market after years, my goal is simple: to help you find the right home, at the right price, with the right guidance every step of the way. And if, after reading it, you’d like an experienced professional by your side, I’d be honored to work with you. Let’s find you a home you’ll love for years to come.
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