These counselors are skilled at helping you to evaluate your housing options. The USA.gov website offers an online resource titled AResource Guide for Foreclosure Recovery. This resource provides helpful information on making the transition from becoming a homeowner. It explores ways to build up your credit again and explains foreclosure-related issues that could affect your taxes. If you’re searching for a home to rent while rebuilding your finances, you’ll want to be wary of rental scams, and this resource explains what to look out for. Also available at USA.gov is The Starting Over After Foreclosure Toolkit, which you can download for free. This kit includes information and worksheets to guide you through the process of finding a rental home, preparing to buy again, and even to manage your stress level. There are even tips on how to explain important monetary concepts to children. If you have children, you understand that caring for their shelter, security, and stability will be your top priority. If you’re moving away to an unfamiliar neighborhood, be aware of the local timeline for school enrollment. If you are struggling financially, the social services department of your city or state can inform you of benefits such as the SNAP program, which provides food stamps.
WHAT YOU NEED VS. WHAT YOU WANT
After deciding to buy or rent a new home, and before beginning the home-search process, you need to know what type of home you’re looking for. It’s an all-around good approach to have a fairly concrete vision regarding what types of features and amenities you’d like in your home. There are many types of properties out there.
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