Timothy E. Lockhart - YOU HAVE OPTIONS: YOUR GUIDE TO AVOIDING FORECLOSURE

any questions or concerns you might have, or have your agent speak on your behalf. • Evidence of mold: Mold/mold damage is a major problem that will cost you a lot to clean and repair. Don’t just look for it; use your nose. Inspect all crawl spaces, basement areas, walls, and ceilings, for starters. • Heating, air conditioning, and electric: Ensure these areas are in good working order; experts can assess this and provide a report on functionality and capacity, as well as making sure items like your furnace and electrical panel aren’t outdated. Have the wiring checked as well, and make sure there are enough power outlets in good working condition. • Basements and attics: Check both the basement and the attic for evidence of water leakage or damage, particularly if they might have affected insulation, walls, and ceiling. • Taps and pipes: Check that the plumbing is up-to-date. Run taps to ensure they work and the water pressure is strong enough. Exposed pipes in unheated areas should be insulated, as frozen pipes will eventually cause water damage. • Condition of the home’s exterior: Is the exterior of the home in good shape and well-maintained? Check that the ground slopes away from the foundation. Check for cracks or crumbling in driveways and walkways. Check the siding as well as the overall landscaping for any issues.

PROPERTY HISTORY

It’s a good idea to look into the sales history of the property, public records, and other documentation; this will reveal 124

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