Timothy E. Lockhart - YOU HAVE OPTIONS: YOUR GUIDE TO AVOIDING FORECLOSURE

about why homes go into foreclosure and we’ll look at some of the nuts and bolts of the process, such as deeds of trust, trustee sales, and what happens at a foreclosure auction. We’ll also begin to outline some of your options. In Part 2: How to Avoid Foreclosure, we’ll explore your options in greater depth, with an eye to helping you develop your foreclosure strategy. Some of these options could possibly help you avoid having to sell your home. Others will focus on selling your home yourself, giving you greater control over the outcome, including the terms and potential profit you could make off of the sale. Part 3 takes a deeper dive into The Selling Process to Avoid Foreclosure. You’ll quickly develop a better understanding of the home-selling process and how that process differs when you’re facing possible foreclosure. You’ll learn about: • short sales (when they’re necessary); • ways to improve your chances of selling; • common seller mistakes to avoid; • how to upgrade your home in ways that will maximize your return on investment (ROI); and • how to negotiate so that you have the advantage. Part 4 is all about Moving Forward and the road to foreclosure recovery. This includes resources you can use to find and relocate to a new home, if necessary. The goal is to emerge from the foreclosure process financially stronger so that you never again find yourself in the same disadvantaged position. You’ll learn tips for improving your future finances, including effective ways to boost your credit score. Part 5 will focus on Finding Your Next Home when you’re ready. Together, we’ll explore how to search for the right home while

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