Timothy E. Lockhart - YOU HAVE OPTIONS: YOUR GUIDE TO AVOIDING FORECLOSURE

The 12 steps of buying a home are:

1. Find Out What You Can Afford 2. Get Pre-Approved for a Loan 3. Create a List of Needs vs. Wants 4. Look at Homes 5. Choose a Location 6. Choose a Home Design

7. Hire an Agent 8. Make an Offer 9. Put Money in Escrow

10. Negotiate with the Seller 11. Begin the Closing Process 12. Finish the Closing Process

Buying a house is complicated and legally intimidating. A real estate professional can be your most useful resource in navigating the process and ensuring satisfactory results.

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