Timothy E. Lockhart - YOU HAVE OPTIONS: YOUR GUIDE TO AVOIDING FORECLOSURE

About Timothy Lockhart y Lockhart Timothy E. Lockhart was raised in Arlington, Texas son of Joe and Susan Lockhart with his sister Linda. Tim is a 6th generation Texan, a descendant of Charles Lockhart who settled near Gonzales, Texas as part of the Dewitt Colony, and is a U.S. Air Force Veteran. As a child, Tim had aspirations of being an entrepreneur. Never in a million years did he think he’d stumble into the real estate industry, but you can’t always predict where or when you’ll discover what you’re meant to do in life. Tim was taught at a young age that if you want something in life, you have to work for it. So that’s what he did. And he worked hard. Tim was inspired to become an entrepreneur by watching his grandfather who owned a bottling plant in San Antonio, Texas distributing Canada Dry ginger ale, Frosty Root Beer, and Crush drinks. He grew up with cases of soft drinks stacked in the garage, and his favorite was Grape Crush. His grandfather also owned Western Aero, an aircraft parts supply store at the San Antonio airport. This planted the entrepreneurial bug in Tim; however he had a challenge. As a child, Tim stuttered horribly. If you hear him speak publicly today, he often recounts the story of how he was not able to even answer the phone when he was in elementary and junior high school. How could he become and entrepreneur if he could not speak on the phone? Interested in creating and building, yet not ready to go out on his own as an entrepreneur yet, Tim decided to attend the University of Texas at Arlington and study Mechanical Engineering. During his studies, he entered the Air Force ROTC program, and upon graduation obtained his commission as a Civil Engineering officer in 1993. During his Air Force career, Tim has been stationed in California, Germany, Iceland, Virginia and Texas. He is also an

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