Timothy E. Lockhart - YOU HAVE OPTIONS: YOUR GUIDE TO AVOIDING FORECLOSURE

Iraq and Afghanistan veteran with multiple tours in the region. He deployed to Iraq, Qatar, Saudi Arabia, the United Arab Emirates, Bahrain, and three different regional commands in Afghanistan. Tim survived the missile attack on the Presidential Palace in downtown Baghdad on January 30th, 2005. This was the day before the Iraqi people went to the poles for the very first free elections in this nation’s history. Seeing a people so excited to participate in free elections for the first time in their national history was an experience difficult to express in words, and understandably was one of the most significant highlights of his military career. Tim also earned a Master of Arts in Religion degree from Liberty Baptist Theological Seminary in Lynchburg, Virginia. He has served in many different capacities, as an adult Sunday school teacher, and worship leader. Upon retiring from the Air Force in 2013, Tim joined Keller Williams Realty as a licensed REALTOR® and in four short years, built a real estate sales business with his team ranking in the Top 5% of the largest real estate company in the world competing against over 160,000 agents worldwide and has sold hundreds of homes. Tim believes giving back to the local community is an important way he can continue to bring increase to those around him. He is a Rotarian serving the community through his local Rotary Club, he and his wife Gaby are active members of the Chamber of Commerce, and serves on the board of the local Symphony. In 2020, Tim became an IMPACT Master Trainer with Real IMPACT Training Systems and purchased the franchise for IMPACT Wichita Falls and IMPACT Denton, TX, where he runs a monthly real estate investing meetings, teaches Elite

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