Timothy E. Lockhart - YOU HAVE OPTIONS: YOUR GUIDE TO AVOIDING FORECLOSURE

2 ENERGY-SAVING UPGRADES TO LOWER UTILITY BILLS

You can install an energy-saving smart thermostat for less than $300; this will save on utility bills. Install solar vents ($500–$700) in the attic space to help expel hot air during summer months.

POINTS TO REMEMB O REMEMBER:

• When upgrading and repairing, don’t assume every improvement will increase your home’s value, dollar for dollar. Focus on improvements with the highest ROI. • Basic maintenance and repairs or replacements might be needed simply for you to remain competitive with other home sellers in your area. • Pay attention to mechanical and other problems that are potential safety hazards or buyer turnoffs, or that could jeopardize the buyer’s ability to obtain financing. • Improvements such as upgrading hardware and fixtures or adding storage to closets and cabinets are often inexpensive to you and desirable to buyers.