EMERGENCY FUND
To properly plan and be prepared for emergencies, 3-6 months of net income should be in reserve and assessable in a bank. Unfortunately, the only savings that the majority of people have is in their 401(k) o ir 401(k) or IRA, which is subject to restrictions and penalties for early withdrawal. Long-term savings must outpace inflation and minimize taxation in order to achieve financial success. We educate clients on the many options available!
PROPER PROTECTI TECTION
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