down payment and lower interest rates. • USDA—These are only available in certain areas deemed “rural” by the United States Department of Agriculture. Surprisingly, many properties on the outskirts of a metro area will qualify for these loan programs. The advantages of a USDA Mortgage are lower interest rates and zero down payment. These lenders are familiar with all of these loan programs, they can pre-qualify your buyers and ensure they obtain financing. That way, you avoid wasting time with buyers that will not qualify for financing. Before you sign a contract with a buyer, make sure you give them a call. Matthew Sanchez with Rodsan Mortgage 9111 John Barrett Drive, San Antonio, Texas 78240 Phone: (210)896-9357 Email: Matthew@RodsanMortgage.com Avery Duke with Legacy Mutual Mortgage 116 W. Blanco, Suite 100, Boerne, TX 78006 Office: 210.874.5315 Email: Avery.Duke@legacymutual.com Marcia Messer with SWBC Mortgage Corporation 1000 Central Parkway N, Suite 150, San Antonio, TX 78232 Office: 210-858-0468 Email: mmesser@swbc.com
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