VA —Refinance your current VA mortgage into a lower-rate VA loan with a streamlined process. USDA —USDAmortgages provide a low-cost insured home mortgage loan that allows you to refinance your current USDA loan into a new USDA loan with a lower rate. POINTS TO REMEMBER: + If you sign a contract with a potential buyer, you take your home off the market for a time. + While you’re under contract, you run the risk of the buyer’s financing being rejected. You also risk losing other potential buyers. + A better way is to prequalify your buyer before you sign a contract. The author of this book can help you with that for free, and can even assist your buyer in finding the right source for a loan. • • •
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