Ricardo Fornesa, Jr. REALTOR®/MBA - A GUIDE TO SELLING YOUR HOME AFTER DIVORCE

the government, doing what the government wants and needs to be done. That’s why tax laws throughout the world favor entrepreneurs and big businesses. We will do our best to create assets, create jobs, and partner with the government doing what the government wants to be done and, in exchange, the government will give us tax incentives to be good partners. This is the reason why real financial education must start with good debts and taxes. Real financial education must look at the other side of the coin of good debts and taxes (n.d., Kiyosaki).

The greatest recession of 2008 made me heartbroken and felt guilty to my family because I was not able to protect the well- being of our booming business during the peak of the peak of our retailing and wholesaling operations prior to the recession. If I do not improve now our children’s financial education, they will not be able to solve the financial problems we have passed forward. Not doing diversification during that time resulted to $1 million loss because we aggressively expanded in opening

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