don't invest in real estate for appreciation. I'm a cash flow investor. But I do appreciate the appreciation. Let's assume you have a conservative appreciation rate of 3% a year on average for your $180,000 property. That equals $5,400 per year in value-added to your house. Add that to your $8,022.24 and you have $13,422.24. That's a 67% return on your $36,000 capital investment in your $180,000 property. And that blows investing in the stock market for the long term out of the water. These types of returns are achievable by anyone, as long as they understand how to find the right deal and run the numbers correctly in team up of knowledgeable real estate agent who has a high financial IQ. Below is Current Mortgage Rate Data of a 3.5% interest as of February 10, 2022.
YEAR INTEREST PRINCIPAL BALANCE
2022
$4,583.33
$2,529.54
$141,470.46
2023
$4,905.98
$2,853.51
$138,616.95
2024
$4,804.49
$2,955.00
$135,661.94
2025
$4,699.39
$3,060.10
$132,601.84
2026
$4,590.55
$3,168.94
$129,432.90
2027
$4,477.84
$3,281.65
$126,151.24
2028
$4,361.12
$3,398.37
$122,752.87
2029
$4,240.25
$3,519.24
$119,233.63
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