If fear keeps me back from pursuing my dreams because of losing $1 million and additional debts of $1.5 million when I aggressively expanded to open many retail stores in Texas before the 2008 recession and the crash of the stock market, my fear and doubt would probably make me feel defeated. Despite of what happened, I was able to recover fully after so many years by working hard and smart. Afterwards, I decided to go back to school to develop my mental intelligence, and by doing so, I graduated Summa Cum Laude in completing 183 credits (units) in only two (2) years instead of four and a half years (9 semesters) if 20 credits per semester are computed for my Bachelor’s Degree
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