Ricardo Fornesa, Jr. REALTOR®/MBA - A GUIDE TO SELLING YOUR HOME AFTER DIVORCE

in International Business Administration. Those people who are rich now are more mature when it comes to overcoming their fear. They are not reckless in doing so, but rather they put their emotional intelligence to work to see more clearly the path forward even in the face of fear and doubt. If I want to be rich, I also need to learn how to grow my emotional intelligence and overcome my fear. Mastering my emotional intelligence is where I will find true success. But most of all, I want to develop my spiritual intelligence by reading the bible every day. I am petitioning GOD to give me wisdom and guidance as well as the right investors to work with me in pursuing my big vision to make it realized in the coming years. Spiritual intelligence can be found where there is sacrifice between the right investors and my team in the upcoming Texas Series LLC’s real estate investing business that needs to be registered this month. The real virtue of a man is not measured during the time of abundance. It is rather measured during the time of adversity of how high he bounces back after he reaches the bottom. If I knew then what I know now, I might be better off with a long- term strategy designed for all types of conditions—including recessions. If I only used that approach during the peak of the peak of my importing, retailing, and wholesaling operations for many years, I would have invested my profits in real estate investing business and not in aggressively expanding of opening many retail stores in Texas. I don’t need to take action in anticipation of recessions because my plan already accounts for the fact that recessions (and other events) inevitably happen periodically. With a solid emergency fund and an all-weather investment portfolio in place, I might not need to make changes if a recession materializes. That’s the beauty of having my finances in order that I wished I have done before I experienced hard time during that 2008 recession. I could have focused on more important things in life and support my loved ones. Economic slowdowns can happen for various reasons. Some of the most common causes include bubbles that eventually burst like what

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