Exclusive Buyer

for downsizing. It’s important to pay close attention to the housing market: prices can rise and fall, and the value of your home can change. ARE YOU EMOTIONALLY PREPARED? Homeownership has many advantages over renting, but it can cause stress, and you need to be emotionally prepared to handle it. Stress that’s related to owning a home can include a change in financial state, a change in living conditions, and a change in residence. Other elements of stress related to homeownership include life changes, such as switching careers, getting married, and having children. If your life is constantly changing and in flux, and you’re experiencing a lot of stress, it might be wise to postpone owning a home until things are more stable for you and your situation.

ARE YOU READY FOR COMMITMENT? Yes, owningahome isamajorcommitment, and youmust be ready for it! You’ll need to have the confidence to make plenty of big decisions, from choosing a real estate agent and the right neighborhood that meets your needs to picking the right home and all the “little” decisions that come along with that — furniture, appliances, paint colors, décor, etc. Commitment also means devoting time and energy to the maintenance of both your home and yard. If you are prepared, then you’ll find that this commitment — taking care of your important investment — is most satisfying.