Below is the 12-step checklist that will help make the whole process more rewarding and less anxiety-provoking. Searching for and purchasing a home is not for the faint of heart, but it is so very worth it! Keep in mind that the first several steps have already been discussed at length in Part 1 of this book; they are included here as a reminder as well as because they
are part of the overall home-buying process. The 12 Steps of Home Buying:
; ; Find Out What You Can Afford ; ; Get Pre-Approved for a Loan ; ; Create a List of Needs vs. Wants ; ; Look at Homes ; ; Choose a Location ; ; Choose Home Design ; ; Hire an Agent ; ; Make an Offer ; ; Put Money in Escrow ; ; Negotiate with the Seller ; ; Begin the Closing Process ; ; Close the Closing Process
STEP 1: FIND OUT WHAT YOU CAN AFFORD This first step is essential before you do anything else in the home-search and home-buying process. If you find out you can’t yet afford a home, or you aren’t ready to sell your home to get to your dream home, then wait until you can. There’s no point in getting your hopes up, stumbling upon the house
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