compare. They simply accept. We human can get used to anything if we live with it long enough.
I've had conversations where a homeowner told me they pay thirty five thousand dollars in annual property taxes in the same tone of voice that someone else might use to tell me they spent twenty dollars on lunch. They have lived with it for so long that it just feels normal.
That does not mean it is financially healthy.
This book is meant to help you zoom out and see the long term picture more clearly. Not just the tax bill itself, but what that bill represents. What you gain. What you lose. What opportunities you might not even realize you have. New Jersey is a state filled with variety. There are places where taxes are undeniably high, but there are also places where the taxes are actually very reasonable relative to home values, schools, amenities, and overall lifestyle. My goal is not to convince you to move. My goal is to give you enough information so that you can make a fully informed decision about what direction you want your money and your future to go. You might stay exactly where you are. You might decide that your town is worth every penny. But you might also discover that a ten minute drive east, west, north, or south could completely change your financial life. What you choose to do with the information I provide is completely up to you. I simply want you to have the clarity that most people never get because no one ever laid it out in a way that made sense to them. I also want this to feel like a conversation rather than a lecture. When I speak with clients, I try to make things simple, visual, and relatable. I use examples. I tell stories. I break things down
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