And this is only using the tax savings. It does not count: • Additional appreciation in a better market • Lower ongoing costs • Improved quality of life that lets you plan more efficiently • Reduced financial stress that frees up mental bandwidth The Compounding Effect Compounding is one of the most powerful forces in finance. Albert Einstein supposedly called it the eighth wonder of the world. Whether he really said it or not, the message stands. Money that grows upon itself grows faster over time. If you save $12,000 per year by relocating to a lower tax town and you invest that savings rather than letting it disappear: • After 10 years, you are ahead by more than 150,000 (depending on returns) • After 15 years, you could be ahead by 220,000 or more • After 20 years, your advantage might exceed 300,000 These numbers are estimates. Your actual results depend on investment choices and market conditions. I am not an investment advisor. I am simply showing how tax savings can be repurposed into something that builds your future instead of draining it. A Different Way to Think About Taxes Most homeowners never frame taxes this way. They see them as a bill. They pay them. They move on. But once you start viewing taxes through a long term lens, your relationship with them changes.
Instead of saying: “This is just what I have to pay,” you start asking:
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