But once you start viewing taxes through a long-term lens, your relationship with them changes.
Instead of saying:
“This is just what I have to pay.” you start asking:
“Is this the best use of my money?”
You begin thinking like an investor rather than a bill payer. And when homeowners begin thinking this way, they often discover they can improve their life, their home, their financial position, and their future without spending a penny more.
A Story That Illustrates Long Term Wealth Shift
A homeowner I spoke with recently lived in a beautiful older town. Taxes were thirty two thousand dollars a year. They assumed this was simply the price of living in a good area with charm and character. They never questioned it. One day they saw a home online in a nearby town they had never seriously considered. The taxes were nineteen thousand dollars. They thought it was a typo. It was not. This sparked curiosity. They compared neighborhoods. They compared schools. They compared commute times. What surprised them most was that the second town had stronger long term appreciation over the last fifteen years. They moved. Their monthly expenses dropped. Their home value held up well. After a few years, they refinanced and invested the savings. They told me later that by moving to the new town, they were able to enjoy some financial breathing
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