Scenario 4: Montclair to Mahwah Current situation: • Taxes: $30k • Home value: $1.1M • Monthly taxes: $2,500 New situation: • Taxes: $12k • Home value: $1M • Monthly taxes: $1,000 Savings: $1,500 per month ($18k/yr) Ten year savings: $180k
They chose to buy a nearly new construction home in Mahwah with modern layouts, updated systems, a large backyard, and lower overall stress. They were able to redirect their savings into long term investments. Scenario 5: The Empty Nester Case Study A couple no longer needed as much space, but they remained in their high tax town and house out of habit. Their taxes were $34k a year. They moved to a nearby town with low taxes and a beautiful condo community. Their taxes dropped to $10k. This freed up $24k per year. They used this money to: • Travel • Save for retirement • Visit family more often • Enjoy their new empty nester lifestyle Lower taxes gave them the freedom they did not know they were missing. Why These Scenarios Matter These examples show something important. Tax savings do not only affect numbers. They affect lifestyle, stress levels, emotional
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