Forward There is a moment every homeowner experiences at some point in their life. It is not loud or dramatic. It usually arrives quietly, like a small tap on the shoulder. You open your tax bill, or you see a new assessment, or you overhear a conversation in town, and something inside you says, “Is this really what I should be paying.” For years, many New Jersey homeowners simply accepted high property taxes as a fact of life. It was part of living here, the price of good schools or proximity to New York City or the charm of older neighborhoods. But over time, the smart people began asking deeper questions. They started comparing towns, exploring different pockets of the state, and discovering that not all property taxes in New Jersey are created equal.
And that is where this book comes in.
This is not a book about leaving New Jersey. I love New Jersey! It is a book about living smarter within it. New Jersey is a complex patchwork of municipalities, each with its own tax structure, character, lifestyle, and opportunities. Some towns have undeniably high taxes. Others offer incredible value. Many people never see the options available to them because no one ever shows them how, or where, to look. Patrick Rumore, a New Jersey Real Estate agent, has created something rare in today’s real estate world: a guide that speaks directly to the everyday New Jersey homeowner. Not with jargon or pressure, but with clarity, practicality, and genuine care. What makes this book especially valuable is its mindset. It respects the reader. It empowers without overwhelming. It teaches without lecturing. It invites curiosity instead of fear.
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