low fixed rate or adjustable rate for your primary home, secondary home, or investment property. • FHA—An FHA mortgage is a great program for buyers. Its advantages are a low down payment without private mortgage insurance. The lender process can be streamlined, with no appraisal and reduced loan documentation to qualified applicants. • VA—A VA Mortgage offers many benefits, including no down payment and lower interest rates. • USDA—These are only available in certain areas deemed “rural” by the United States Department of Agriculture. Surprisingly, many properties on the outskirts of a metro area will qualify for these loan programs. The advantages of a USDA Mortgage are lower interest rates and zero down payment. Because Bay Equity Home Loans is familiar with all of these loan programs, they can pre-qualify your buyers and ensure they obtain financing. That way, you avoid wasting time with buyers that will not qualify for financing. Before you sign a contract with a buyer, make sure you give them a call.
Bay Equity Home Loans Anthony Rice (770) 634-7087 arice@bayeq.com www.BayEq.com/anthony-rice/
Movement Mortgage Trey Thomas (843) 367-3128 126 Seven Farms Dr Ste 170 Charleston, SC 29492 n, SC 29492 trey.thomas@movement.com Website: https://lo.movement.com/trey-thomas/home 128
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