Location needs may include proximity to schools, frequently used recreation facilities or modes of transportation (bus or suburban rail access). Whether an item is a need or a desire depends on circumstance. Closeness to family might be a need for a couple with young children or elderly parents to care for—or a desire if those factors aren’t involved. Items like these make a checklist very helpful. Other housing factors can be considered after you decide on the location and compile your needs and desires. Needs include having all essential house structures and systems in good working order. Accepting a house with a need for a new roof because the owner is willing to knock $7,000 off the listing price—but it will cost $10,000 to replace the roof in two years—is not a s ensible deal. Needs might include a minimum number of bedrooms and bathrooms, no steps, a fenced yard, perhaps a first-floor laundry facility, and any feature prospective buyers have decided they cannot accept a home without. Desires are features that make the house more attractive or enjoyable—an upgraded kitchen, walk- in closets, and a master bedroom suite. Of course, one buyer’s need is another buyer’s desire. The point is to know your needs and desires to assess potential properties and make the process smoother quickly. Regardless, buying a house is not a simple process. Before contacting a real estate agent or looking at homes, much planning should be done. Work out the costs and budget. Choose a general location. Contact lenders well ahead of home shopping so your offers aren’t tied up in getting financial approval. Having the image of your dream home is reality, married with imagination. You may find that some aspects of the house you
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