• Fire safety: Smoke detectors, fireplaces, and stoves are operating. • Pest inspection: Presence of wood-boring and other insects, molds, and fungi. • 4-Point Inspection: You'll likely need a 4-point inspection before obtaining homeowners insurance. This inspection assesses the condition of the roof, electrical system, plumbing, and HVAC, helping the insurance company determine the level of risk involved in providing coverage. • Wind Mitigation: This inspection is crucial for reducing your insurance costs. It assesses your home’s features that lower the risk of wind damage. The safer and stronger your home, the lower your premiums can be. Take advantage of this opportunity for savings! If you live in certain high-risk areas, it's wise to order an additional service—for example, hurricane, earthquake, tornado, or flood inspection. The specialist will help you estimate the property's resistance to natural disasters. If the property has issues with bearing walls, your inspector may recommend seeking a specialized opinion, such as a structural engineer. Please don't procrastinate and wait to finish this. There have been situations where the closing had to be postponed because the inspection issues were not appropriately addressed. Some buyers don't attend the inspection with the inspector, looking only at the report. This is a common mistake during the home-buying process. This is one of your first opportunities to tour the house with a house inspection expert and see its features and condition up close. Your presence during the inspection is not just recommended; it's crucial for you to be fully involved and informed about your potential new home. 64
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