Rosemarie D. Ledogar - TIPS AND TRICKS FOR YOUR FIRST HOME PURCHASE

mortgage insurance. The lender process can be streamlined, with no appraisal and reduced loan documentation to qualified applicants. • VA—A VA Mortgage offers many benefits, including no down payment and lower interest rates. • USDA—These are only available in certain areas deemed “rural” by the United States Department of Agriculture. Surprisingly, many properties on the outskirts of a metro area will qualify for these loan programs. The advantages of a USDA Mortgage are lower interest rates and zero down payment. Knowing which program to choose can be daunting. Because the lenders I have used are familiar with all of these different programs, they can explain your options and help you pick the best one for your needs. After that, they can issue you a pre-approval letter that will make your offer “as good as cash.” When you’re ready to get started, give me a call. This is a free service. At no time are you under any obligation to use this lender for your mortgage.

Leave it to the Movers!

You’ve finally reached the finish line of your home search.

You found the perfect home, got a great deal, and you can’t wait to move in. But sometimes, the actual move can bring a whole new level of stress, especially if you’re moving to a new area and have 116

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