Karen N. Sims - INSIDER HOME SELLING TIPS

Fortunately, I work with a mortgage lender who can pre-qualify any prospective buyers. Mortgage Unlimited will tell you whether they’ll be able to obtain financing. It costs you nothing to have Mortgage Unlimited prequalify your buyers. Their lenders can help buyers get a loan with the most competitive interest rates available. You can rest easy, knowing they’ll be able to obtain financing. This is a free service. Buyers are under no obligation to use Mortgage Unlimited to get a loan. They’ll help buyers get the best loan for their financial needs: 1. Conventional—A conventional mortgage can lead to a low fixed rate or adjustable rate for your primary home, secondary home, or investment property. 2. FHA—An FHA mortgage is a great program for buyers. Its advantages are a low down payment without private mortgage insurance. The lender process can be streamlined, with no appraisal and reduced loan documentation to qualified applicants. 3. VA—A VA Mortgage offers many benefits, including no down payment and generally lower interest rates. 4. USDA—These are only available in certain areas deemed “rural” by the United States Department of Agriculture. Surprisingly, many properties on the outskirts of a metro area will qualify for these loan programs. The advantages of a USDA Mortgage are lower interest rates and zero down payment. Because Mortgage Unlimited is familiar with all of these loan programs, they can pre-qualify your buyers and ensure they obtain financing. That way, you avoid wasting time with buyers that will not qualify for financing. Before you sign a contract with

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