• Child Support Lien: This type of lien is placed on your property if you owe a substantial amount in child support. The custodial parent may file a lien with the office where the property is recorded. To check the lien requirements in your state, visit the Office of Child Support Enforcement website at www.acf.hhs.gov/ programs/cse. • Property Tax Lien: A property tax lien is placed by the government on unpaid taxes, income, or property tax. Property tax liens trump all other mortgages or liens placed on a property. Once the government assesses a tax, the amount due constitutes a lien on the owner’s property, whether real or personal. • Internal Revenue Service Lien: A federal tax lien is a legal claim placed on your property by the U.S. government when you fail to pay a tax debt. The lien protects the government’s interest in all of your property, including real estate, personal property, and financial assets. A federal tax lien is established after the IRS records the outstanding balance (liability assessment), sends you a bill with the amount you owe (notice and demand for payment), and you fail or refuse to pay the full debt in time. • Mechanic’s Lien: A common nonconsensual lien on real estate is the “mechanic’s lien,” which can be obtained by one who furnishes labor, services, or materials to improve real estate. Mechanic’s liens are statutory, and the statute must be carefully followed. An automobile mechanic
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