Amol Heda, MBA - A GUIDE TO FINDING AND SECURING YOUR NEXT HOME

qualify for financing upfront. Even in 2024 market these lenders don't cost you anything to prequalify the buyers. Almost all of the lenders I work with waive pre-payment penalty in the current market. Most of them even have hardly any closing costs. These lenders can help buyers get a loan with the most competitive interest rates available. You can rest easy, knowing they’ll be able to obtain financing. This is a free service. Buyers are under no obligation to choose to work with the lenders I recommend to finalize a loan. They’ll help buyers get the best loan for their financial needs: • Conventional—A conventional mortgage can lead to a low fixed rate or adjustable rate for your primary home, secondary home, or investment property. • FHA—An FHA mortgage is a great program for buyers. Its advantages are a low down payment without private mortgage insurance. The lender process can be streamlined, with no appraisal and reduced loan documentation to qualified applicants. • VA—A VA Mortgage offers many benefits, including no down payment and lower interest rates. • USDA—These are only available in certain areas deemed “rural” by the United States Department of Agriculture. Surprisingly, many properties on the outskirts of a metro area will qualify for these loan programs. The advantages of a USDA Mortgage are lower interest rates and zero down payment. Because the lenders on my recommendations list are familiar with all of these loan programs, they can pre-qualify your buyers and ensure they obtain financing. That way, you avoid wasting time with buyers that will not qualify for financing. Before you sign a contract with a buyer, make sure you give them a call. All you have to do is to reach out to me and my team to advice

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