arranging a consolidation loan while in the mortgage underwriting period can affect the borrower’s credit rating, putting potential obstacles in the way of a smooth approval. 10. Don't Lose Sight of Your Documents Often, buyers are eager to pack and begin storing items in preparation for the big move. In packing the house, they place all financial documents inside of a box and then quickly lose track of it in the chaos. The first items that you should pack (separately from everything else) are your financial documents. Make sure that you have access to them all the way through the loan process until you are holding the keys.
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