Sol Skolnick, Professor Home Loan - A STEP-BY-STEP GUIDE TO FINANCING YOUR HOME

assistance programs.

Veterans Administration Home Loans

VA home loan programs help active service members, veterans, and the spouses of deceased veterans buy or build a home. Lenders offer competitive interest rates on VA-backed purchase loans. This can help you buy, build, or improve a home—especially if you don’t want to make a down payment. To find out if you’re eligible for this loan—and how to apply for your Certificate of Eligibility go to https://www.va.gov/housing- assistance/home-loans/eligibility/ The Native American Direct Loan (NADL) program is for qualified Native American Veterans, or a Veteran married to a Native American to buy, build, or improve a home on Federal Trust land.

How does a VA-backed home loan work?

With a VA-backed home loan, the VA guarantees a portion of the loan you get from a private lender. If your VA-backed home loan goes into foreclosure, the guaranty allows the lender to recover some or all their losses. Nearly 90% of all VA-backed home loans are made with 100% financing. Lenders follow VA standards when making VA-backed home loans. They may also require you to meet additional standards before approving the a loan.

SPECIAL CASE FINANCING

Certain types of properties and instruments that require special handling.

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