Preface Buying a home is one of the biggest financial and emotional decisions you’ll ever make. My mission in mortgage lending is simple: empower buyers like you with the knowledge and support to navigate the process with confidence—not confusion. From our first conversation to the moment you get the keys, I’m here to make sure you feel informed, prepared, and in control. The strategies in this guide are drawn from years of hands-on experience and refined to help you avoid common pitfalls, secure the right loan, and make smart, sustainable choices. This book provides expert insights and practical strategies to help you navigate every step of the homebuying process with confidence. You'll learn how to assemble a trusted team of professionals, understand different types of lenders and mortgage options, and make informed decisions in any market. Whether you're a first-time buyer or a seasoned homeowner, this guide gives you the tools you need to successfully purchase the home that’s right for you. This updated edition reflects the latest regulations, market trends, and expert insights. Whether you’re buying your first home or your fifth, you’ll find the tools you need to move forward with clarity and confidence.
Solomon Skolnick NMLS# 70064 July 2025
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