If the home is permanently attached to land you own and titled as real property, you may qualify for a traditional mortgage. If the home is considered personal property (like a vehicle), your financing options may be more limited. In some cases, you might be eligible for a loan on the land, but not the home itself.
Loan Terms
Mobile home loans often have shorter terms than traditional mortgages, which can impact affordability.
Available Loan Programs
• Fannie Mae & Freddie Mac • FHA (Federal Housing Administration) One loan for homes on owned land Another for homes in mobile home parks • VA (for eligible veterans) • USDA (for rural properties)
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