This chapter provides you with an overview of the entire home- buying process, including the home search, breaking it down into 10 basic steps that you should follow, along with your agent, to get things moving. Beyond that, in further chapters, I will go over everything you need to know about what I do for you and how I close loans on time — with the least stress possible!. Below is the 10-step checklist that will help make the whole process more rewarding and less anxiety-provoking. Searching for and purchasing a home is not for the faint of heart, but it is so very worth it!
THE 10 STEPS OF HOME BUYING: • Find Out What You Can Afford • Get Pre-Approved for a Loan • Create a List of Needs vs. Wants • Look at Homes • Choose a Location • Choose Home Design
• Hire an Agent • Make an Offer • Put Money in Escrow • Negotiate with the Seller • Begin the Closing Process • Close the Closing Process
STEP 1: FIND OUT WHAT YOU CAN AFFO U CAN AFFORD
This first step is essential before you do anything else in the home-search and home-buying process. If you find out you can’t yet afford a home, or you aren’t ready to sell your home to get to your dream home, then wait until you can. I can help to design a path to follow in order to become a homeowner. There’s no point in getting your hopes up, stumbling upon the house of your
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