Buyers sometimes include a request for a particular incentive or credit in their offer. Do not be alarmed or put off by such a request.
Buyer requests (or additional seller incentives) might include:
• Offering a mortgage rate buy-down • Seller-paid points • Help with closing costs • Offering to close in a short time • Offering or transferring a home warranty • Prepaid property taxes for one year • Payment of HOA fees or landscaping and pool maintenance
NOTE: There may be lender limits on buyer credits — and they must be properly disclosed — so be sure to stay within the limits.
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