want anyone to miss out on any opportunity to save some money! This includes letting you know if there’s a fee for paying in installments. If there is, be sure to pay all at once if you can. The conversation with my clients is anongoing thing. It’s important to check in each year because anything from your state’s insurance requirements to what different companies offer to a variety of aspects of your life could change, and you want tomake sure your insurance coverage is still the best fit for your needs and your wallet. • • •
WAYS TO SAVE • Pick a higher deductible • Pick lower coverage • Skip collision and com- prehensive coverage • Research which cars are lowest to insure • See if pay-per-mile insurance is an option • If you have a low income, see if your state offers low-cost insurance • Keep your credit score up • Get quotes from a variety of companies • Check for all possible discounts • Pay your premium all at once if there’s a fee for installment payments and/or a discount for paying in full • See if there’s a discount for paying through EFT • Get multiple insurance policies through the same company
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