insurance. This is because insurance policies typically cover the car, not the owner. However, if there’s a more extensive (and thus expensive) accident, the other driver’s insurance would serve as secondary insurance , paying whatever your insurance doesn’t cover. In some states, any family members who are licensed and live in your house can let anyone else drive the car. In other states, the only people who can give permission for someone else to drive it are the person or people who legally own the car. In other words, your 17-year-old daughter could let her boyfriend go off-roading in your SUV in the first scenario but not the second. Also, if someone steals your car and gets in an accident, you won’t be responsible for anything. • • •
63
Powered by FlippingBook