CHAPTER 15
QUESTIONS AND ANSWERS Do you have a question that hasn’t been answered yet? This section may very well have that question — and the answer. Can the insurance company cancel my policy? In some cases, yes. In each state, there’s a set grace period that starts at the time you sign the policy, and your company can cancel it within this timeframe. Outside of that grace period, they can cancel your policy if you don’t pay, if you do something to get your license suspended or revoked, or if you commit fraud against the company or lie to them on your application. And while this is technically not canceling, companies can refuse to renew your policy if you had a bad year when you did something like cause an accident while driving drunk or if your driving record becomes worse for other reasons. Can my unmarried partner or roommate be on my insurance policy? Yes, they can, as long as they are living with you full time and that is where there vehicle is garaged. Just keep in mind that any accidents and/or violations they have will fall back on the policy as a whole and could increase the total premium. The carrier will most likely have them sign a form called
67
Powered by FlippingBook