Craig Speck - Auto Insurance

UNINSURED MOTORIST PROPERTY DAMAGE (UMPD) COVERAGE:

Covers your home and property if the other driver doesn’t have any insurance, if the driver doesn’t have enough insurance, or it’s a hit-and-run situation and they can’t find the other driver. VICARIOUS LIABILITY: When a company assumes liability when an employee gets in an accident while driving a ompany car for work purposes.

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