• Targeting specific religious or ethnic groups
COMMON TACTICS OF FORECLOSURE SCAMMERS
• Offering to serve as a go-between with your lender or to negotiate with your lender to refinance your home • Advising you that they can stop foreclosure by “helping” you file for bankruptcy • Encouraging you to sign fake foreclosure rescue or mortgage documents • Claiming that they can perform a forensic mortgage loan audit to help you hold on to your home • Offering you fake legal help
PROTECT YOURSELF FROM SCAMMERS
• Don’t send mortgage payments to any company that is not your loan servicer. • Don’t sign any documents without having them reviewed by a lawyer or independent expert. • Don’t stop making mortgage payments. • Remember that government help and advice is always free. • Don’t give anyone your personal information, Social Security Number, or bank information without confirming their identity and that they represent a legitimate company. • Don’t fall for rent-to-buy schemes or other mortgage fraud schemes.
*Source: USA.gov
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