CHAPTER 1 Introduction
Finding the right home is obviously one major component of homeownership, but that in no way means the process of getting that home is as simple as finding it. The reality is that searching for and buying a home involves an entire process that includes many steps and pieces that need to come together before you can declare the home “yours,” make the move, and settle in. If you’re wondering who I am and why you’re receiving this book, I’ll give you a little background. I’m a mortgage lender, and it’s my job to make sure you get the money you need to buy your house. Why am I giving you this book? As a home buyer, you have numerous options when it comes to getting approved for financing for your home purchase. You can apply for loans from any number of national or local lenders. So why should you choose to work with me? I have a direct working relationship with your real estate agent and a proven track record of getting buyers to the finish line of their home purchases. This chapter provides you with an overview of the entire home- buying process, including the home search, breaking it down into 10 basic steps that you should follow, along with your agent, to get things moving. Beyond that, in further chapters, I will go over everything you need to know about what I do for you and how I
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