will be made aware of the title deed’s details, lender’s promissory note, truth-in-lending disclosure, and all riders regarding the loan and the deed of trust. It is worth noting that at the closing table, attorneys from both parties should be available, as well as the escrow agents and the title. All parties should ensure that they read through all the documents and the title keenly to ensure that names are all spelled correctly, that they are the correct names, and make sure that how the title will be held is listed. When all the paperwork has been read and signed, the new owner is given the keys to the house as well as all information regarding security systems in the house. When the closing has been completed, the seller is given a certificate of satisfaction. This certificate is issued by the seller’s lender just as they would if a loan was closed. The certificate must be signed, notarized, and then filed. It is filed in the land records sector of the county from which the seller hails. It is only after being recorded that the seller’s loan is released from the title. The buyer then goes ahead and records his new title with the county records division. Whenever you sell a house, whether through
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