Marcus Dilley - HOME BUYER'S BIBLE

local government. Inspections are conducted to ensure the basic construction, wiring, plumbing, and other elements of the building are up to code, and can be certified as being safe for occupation. This document type is needed to move into a house and take possession. If your closing team is competent enough, you won’t see those documents at the closing table for the first time. Don’t sign anything unclear to you, different from what you agreed to, or that just seems wrong. Your agent and attorney should help you with any clarification. Make sure you understand what you’re signing and how your payments will be distributed over time. Charges are calculated differently depending on the mortgage type and your insurance or taxes.

AFTER YOU SIGN THE PAPERS

Take the keys and start moving into your new house. Now you’re a legitimate owner and a person responsible for a mortgage loan. Nothing can be compared to buying your first home (until you buy your second or third). When you finally get through with it, you’ll be able to relax and enjoy your new property. Don’t worry — most of the time, you’ll reach the finish line with a smile on your face and a beautiful new home to call your own. So, get out there and start searching for the perfect home for you and your family. After all, we all know that there is no place like home. Hopefully, these basic steps will help first-time home buyers handle this incredible process with less stress and more energy.

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