• Peace of Mind: You’ll know the buyer has the financial capacity to close the deal. • Competitive Loan Options: My preferred lender can help buyers secure loans with competitive interest rates and terms. • No Obligation: Buyers are free to work with any lender they choose, but this process ensures they are prequalified for financing. Loan Options for Buyers My preferred lender offers guidance on a variety of loan products to match buyers’ unique financial needs, including: • Conventional Loans: Ideal for primary residences, secondary homes, or investment properties, with fixed or adjustable rates. • FHA Loans: Streamlined refinancing options for current FHA mortgage holders, with no appraisal required and reduced loan documentation. • VA Loans: A simplified refinancing process for eligible veterans to secure lower rates on VA loans. • USDA Loans: Low-cost loans for rural areas, offering opportunities to refinance at lower rates. Points to Remember • Contracts Remove Your Home from the Market: Once you sign with a buyer, your property is effectively off the market until the contract is resolved. • Rejected Financing Risks Wasted Time: If the buyer’s financing falls through, you could lose other potential buyers. • Cross-Qualification Minimizes Risk: Prequalifying buyers ensures their financial ability to proceed with the purchase.
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