• VA Mortgages: VA Mortgages bring various advantages, such as no down payment and lower interest rates. • USDA Mortgages: These loans are exclusively available in regions designated as "rural" by the United States Department of Agriculture. Surprisingly, many properties on the outskirts of metropolitan areas qualify for these programs, offering lower interest rates and a zero down payment. Selecting the right mortgage program can be a daunting task, but with these lenders and their extensive knowledge of these programs, they can clarify your options and help you choose the most suitable one for your specific requirements. Moreover, they can provide you with a pre-approval letter that can substantially bolster your offer's attractiveness. When you're ready to take the next step, feel free to reach out to them.
Meet Amber Ernst:
Amber, born in Davenport, IA, and originally hailing from Buffalo, IA, spent her early years in the Midwest. A family decision to venture into horse raising and breeding prompted a move to Clinton County, ultimately leading her to DeWitt, IA, where she has since called home. Graduating from the University of Northern Iowa with a degree in Marketing with Sales, Amber embarked on a career journey that saw her attend a mortgage academy in Atlanta, GA, shortly after graduation. Her journey into mortgage banking commenced in January of 2006 and has continued uninterrupted for over 18 years. With a wealth of experience in an industry known for its constant evolution, Amber has become a trusted authority in helping people realize the dream of homeownership. Over the past 10 years, she has been fortunate to assemble a formidable team. Notably, Katie Bys joined the Amber Ernst 113
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